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Refinance

Buying an apartment vs a house as an investment

Do you want to jump into the property market but don’t have the budget to buy a house? A unit or apartment could be a great way to get your leg up on the property ladder. According to CoreLogic data, unit values are now rising at a faster rate than houses in more than half…

Rentvesting: is this a good option for first-time buyers?

With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property market. However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it could be a home to live in. For others, rentvesting…

Refinancing your home loan: how does it work?

When you’re busy with life, refinancing can seem like a hassle. However, with a mortgage broker to guide you through the process, it doesn’t have to be! Refinancing may allow you to switch to a more competitive home loan, thereby potentially saving you money in interest. It can also help you achieve other goals, like…

When to leave your lender and consider a refinance

Valentine’s Day makes us think about loyalty – which is an admirable quality in any relationship. But is your devotion to your home loan provider justified?  It’s important to ask your mortgage broker to help you review your home loan from time to time. We’re here to check the interest rate, review it’s features and…

6 questions to ask your mortgage broker

Did you know that your mortgage broker can help you with a lot more than a home loan? Mortgage brokers are qualified as ‘credit advisors’, so we can be of great benefit to you in a variety of different ways when it comes to your finances. To start you thinking about maximising your financial goals…

Refinance your Investment property loan?

The clever investor knows that assessing your investments regularly is key to identifying opportunities to build wealth. Knowing when to refinance an investment property could be vital to a successful strategy. So is now the time for you to refinance? Talk to us and we’ll help you to decide! Despite recent tightening around investor lending,…

A step-by-step guide to refinancing your home

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every three years or so and if savings can be made consider refinancing. We're living in a world of rapid change, where interest rates go up and down fast, new lenders emerge and more competitive lending…

Home loan savings to pay your home loan off….FAST.

PART 2 - The Solution We will provide the solution to really turbocharge our clients plans to find home loan savings to pay their home loan off years faster. Previously we laid out a common client scenario. The Solution.... To save John and Jenny they have decided to take the following action, each of these…

Is it time to refinance?

Refinancing gives a homeowner access to a new mortgage replacing their existing one. The new mortgage may have a different mortgage rate, loan length and amount borrowed which in turn can reduce the monthly mortgage payment, make cash available to use for renovations for example among other things.  is it time to Refinance? (more…)

To refinance or not refinance, that is the question!

To refinance or not refinance, that is the question! Refinancing is when you pay out your existing loan and replace it with a new one.   It’s pretty straightforward and when done correctly can save you thousands of dollars over the life of your loan.  But is right for you? Should you refinance? We have…
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