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Investment

Buying an apartment vs a house as an investment

Do you want to jump into the property market but don’t have the budget to buy a house? A unit or apartment could be a great way to get your leg up on the property ladder. According to CoreLogic data, unit values are now rising at a faster rate than houses in more than half…

Rentvesting: is this a good option for first-time buyers?

With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property market. However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it could be a home to live in. For others, rentvesting…

Refinancing your home loan: how does it work?

When you’re busy with life, refinancing can seem like a hassle. However, with a mortgage broker to guide you through the process, it doesn’t have to be! Refinancing may allow you to switch to a more competitive home loan, thereby potentially saving you money in interest. It can also help you achieve other goals, like…

Smart Investing for the Budget-Savvy

Perth property investment market is going very well, much of this success is to do with the WA property markets affordability in comparison to other states. Is a small budget holding you back from property investment? Think again! So you might be surprised to learn that you don’t need a hefty bank balance to dive…

How your HECS-HELP debt affects your borrowing capacity

Do you know how much you owe on your HECS-HELP debt? While student HECS and HELP loans in Australia are interest-free, they are indexed every financial year based on a cost of living index. The recent outbreak of high inflation means millions of Australians with student loan debts are facing a 7.1% increase from 1…

How to manage your own investment property

How to manage your own investment property? It’s time to find some quality tenants and sign them up to a lease. When it comes to this step, you can go one of two ways. You can pay a property manager to take care of the nitty gritty for you. There are all sorts of perks…

3 things every new landlord needs to know

Buying your first investment property is exciting, but it also comes with new responsibilities. When you’re on your L-plates as a new landlord, it’s important to be aware of your rights and obligations and those of your tenants. Here are some of the essential things that you should know. 1) Go it alone, or use…

3 ways to start growing your nest-egg using real estate.

In Australia, the national past-time seems to be to save, save, save for a house deposit! People are making all sorts of sacrifices to get that all-important deposit together – from living with mum and dad into their thirties, to sacrificing life’s little luxuries. But why are so many Australians so very focused on owning…

Property Investment – 6 Reasons why it is more popular than ever

Australians are a nation of investors . Over 60% of us hold additional investments outside of compulsory superannuation and increasingly, property is one of our most popular investment choices. But why? And is it the right form of investment for you? If you’re not sure, the sooner you talk to a qualified Financial Planner the…

What Would you do?

A client came to us needing some advice. They had one mortgage with a chunk of it paid down and were looking to use the accrued equity. They were not sure what they wanted to do, whether to renovate the alfresco area or put in a pool. Or, should they use the equity to buy…

Close to having your Mortgage Paid Off? What’s Next?

Is your Mortgage Paid Off? or is the end nearly in sight , if so, what are your next steps? With our clients, it’s common at this time to take this opportunity to set new financial goals and to consider investing in property again using their equity. Here are some tips to utilise your property…

Interest Rate cuts and what it means to you

Interest Rate cuts and what it means to you This month the Reserve Bank has decided to keep interest rates on hold at the historic low rate of 1.75%. So what does this interest rate decision have on you and your finances as a homeowner? (more…)

Don’t wait to buy real estate, buy real estate and wait!

It’s time. Don’t hesitate. Call us today and start your property investment journey! Last week we discussed the Property Clock and let you know that Perth property market is sitting at 6 o'clock. This means it’s the perfect time to get involved in property investment and we encourage you to jump on in. Make an…

Overcome your fears. Watch your portfolio grow!

Overcome your fears. Watch your portfolio grow! At Focus Property Wealth we hear every reason there is as to why people haven’t invested in property before. We know you may be scared at the thought of taking the property buying leap, so the team at Focus have compiled a list outlining the positives associated with…