First Home Buyer Archives - Focus Property Wealth

Rent Vs Buy?

15 June 2018

Rent Vs buy? For some, renting makes good financial sense. For others, it’s just money down the drain. For you it may be a question of short-term convenience versus long-term financial growth, which can make it a difficult decision to make. In this article, we break down the pros and cons of renting and buying,…

Is now the right time to buy your first home?

07 December 2017

If you’ve been dreaming about purchasing your own place, but a niggling voice in the back of your mind has been offering up objections, we’re here to tell that voice to pump the breaks, champ! In this article, we tackle some of the common objections first home buyers may have to buying right now, and…

6 strategies for first home buyers

24 October 2017

Saving a 20% deposit for your first home is no easy task – particularly if you want to buy your first home in Melbourne or Sydney where home values seem to be rising faster than most people can save. But the good news is that there could be ways to get around the problem. Here’s…

First home buyer? what to look out for when inspecting properties

15 August 2017

If you’re a first home buyer and new to inspecting properties, it can be difficult to know what to look out for, especially when you’re excited about your first home purchase! Well, first-timers, we’ve got you covered. In this article, we’ve put together a 101 guide of things to be mindful of during your…

5 Ways to pay your home loan off years earlier with no additional repayments!

14 August 2017

PART 1 - The Scenario. Have you ever wondered how some people seem to get ahead to pay their home loan down whilst others struggle from pay to pay and yet both generally have similar incomes? I see this a lot and then I am privileged to be able to drill down deeper into our…

Questions to ask about your home loan

30 July 2017

There’s a lot of benefits to using a mortgage broker and they can certainly help you speed up the process of property buying and your financial goals. A good mortgage broker can assist you in choosing the right home loan for your current and future needs as well as answering all your questions. Here’s some…

Building a new home? How to finance it

22 June 2017

There’s something thrilling about building your very own, brand spanking new home ! Perhaps it’s the knowledge that everything will be fresh and new, or the freedom that comes with being able to design the property to suit your own tastes and lifestyle needs. Always dreamed of having a lap pool? Why not! Like the…

3 Top Tips for Buying Your First Home

29 May 2017

You’ve budgeted hard, given up loads of smashed avocado brekkies, saved your deposit and are ready to buy your first home. High five! There’s nothing quite like finally getting a foothold on the property ladder and moving into your very own pad, but it does require planning and research. With our help, you’ll soon be…

Tips for saving a deposit in 4 simple steps.

29 November 2016

See us for a financial assessment - This allows us to organise a loan pre-approval for you and determine exactly how much savings you need for your deposit. We also determine whether you are eligible for the First Homeowners Grant. Create a budget - this is key. Start with using a small notebook and, for…

Busting the Housing Unaffordability Myth For many young first home owners, the Housing Unaffordability Myth says that they have no chance of buying any time soon – you just can’t afford it. But Focus Property Wealth know that for what it is – a myth. Now is a fantastic time to enter the property market,…

Top things to do before moving house

03 October 2016

What you need to do before moving house, we’ve put together the top checklist of things to do before you move house: 1) Connect Utilities Disconnecting and connecting utilities take a few days if not a few weeks, and you don’t want to be charged for utilities you’re not using once you move. Internet, energy…

Finding your First Home Loan

03 August 2016

Is it time to take the leap and buy a home of your very own? Did you know we offer a free service as a part of obtaining your loan to research the market you are looking in. This information can be very valuable when looking to make your offer. We often hear from our…

5 types of homeowners that should consider refinancing

06 July 2016

DID YOU KNOW: The mortgage that was right for you years ago, could be costing you right now. Almost half of Australian home owners have never refinanced their mortgage, the results of a new survey by Aussie Home Loans has shown. Of the half of respondents who have refinanced, it happened, on average, more than…

Hidden costs you might not know with buying a home

31 May 2016

With so much information out there in the real estate market, many homebuyers don’t feel informed about the property purchase process and associated costs. When buying a home, it’s not just the property you need to pay for. (more…)

Resource Documents

30 March 2016

We work hard to make sure that you understand what is going on in the financial industry. Our communication initiative ensures that you are kept up to date through useful and informative communication pieces. We will also let you know the outcome of the monthly Reserve Bank of Australia (RBA) meeting, and what this means…

First homebuyer to property investor – savvy goal setting will help you make the leap in 2016!

05 March 2013

First homebuyer to property investor – savvy goal setting will help you make the leap! We know that the key to successful property investment is savvy goal setting. It is what separates those who create significant personal wealth through property investment from those who don’t! A simple concept, when it comes to building a strong…