- See us for a financial assessment - This allows us to organise a loan pre-approval for you and determine exactly how much savings you need for your deposit. We also determine whether you are eligible for the First Homeowners Grant.
- Create a budget - this is key. Start with using a small notebook and, for a week, keep note of whenever you spend money. You then use this to see where and how you can start to budget. This will probably include: eating out less often, bringing lunch from home, cutting down on the coffee spend etc. There is also some great resources on the government's MoneySmart website.
- Save your income tax returns in separate bank account – by keeping it separate from your normal spending/transaction account you are less likely to spend it and, if you leave it there, it will accrue interest.
- Choose cheaper holiday options – rather than that overseas holiday each year, explore some local WA venues. You’ll save money and learn a little bit more about our beautiful state.
Saving a deposit just takes a bit of Focus, Contact us any time as we can help take you through these steps.